@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400..900;1,400..900&family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&display=swap');

/* --- CUSTOM VARIABLES --- */
:root {
    /* Color Palette - Ultra-Premium Wealth Management Vibe */
    --color-white: #ffffff;
    --color-bg-light: #ffffff;
    --color-bg-alt: #f8fafc;
    --color-navy: #0f172a;          /* Deep Navy */
    --color-navy-light: #1e293b;
    
    /* Luxury Metallic Gold Gradients */
    --color-gold-solid: #c9a227;
    --color-gold-light: rgba(201, 162, 39, 0.08);
    --color-gold-gradient: linear-gradient(135deg, #e5c053 0%, #c9a227 50%, #a3801d 100%);
    --color-gold-gradient-hover: linear-gradient(135deg, #ebd175 0%, #d6ae30 50%, #b28e23 100%);
    
    /* Typography colors */
    --color-text-dark: #0f172a;     /* Bold Navy */
    --color-text-secondary: #334155; /* Soft charcoal */
    --color-text-muted: #64748b;
    --color-text-light: #f8fafc;
    
    /* Layout & Styling */
    --font-heading: 'Playfair Display', Georgia, serif;
    --font-body: 'Plus Jakarta Sans', system-ui, sans-serif;
    --border-radius-sm: 8px;
    --border-radius-md: 16px;
    --border-radius-lg: 24px;
    
    /* Shadows & Glows */
    --color-border: #e2e8f0;
    --shadow-subtle: 0 10px 30px rgba(15, 23, 42, 0.02);
    --shadow-luxury: 0 20px 40px -15px rgba(15, 23, 42, 0.06);
    --gold-glow: 0 10px 25px rgba(201, 162, 39, 0.2);
    --gold-glow-subtle: 0 8px 30px rgba(201, 162, 39, 0.06);
    
    /* Animations */
    --transition-smooth: all 0.5s cubic-bezier(0.16, 1, 0.3, 1);
    --transition-fast: all 0.25s ease;
}

/* --- RESET & BASIC SETUP --- */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    overflow-x: clip;
}

body {
    background-color: var(--color-bg-light);
    color: var(--color-text-secondary);
    font-family: var(--font-body);
    line-height: 1.7;
    overflow-x: clip;
    -webkit-font-smoothing: antialiased;
}

/* Custom Scrollbar */
::-webkit-scrollbar {
    width: 8px;
}
::-webkit-scrollbar-track {
    background: var(--color-bg-alt);
}
::-webkit-scrollbar-thumb {
    background: #cbd5e1;
    border-radius: var(--border-radius-sm);
}
::-webkit-scrollbar-thumb:hover {
    background: var(--color-gold-solid);
}

/* --- REUSABLE UTILITIES --- */
.container {
    width: 100%;
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2.5rem;
}

section {
    padding: 10rem 0; /* Abundant whitespace */
    position: relative;
    border-bottom: 1px solid var(--color-border);
    background-color: var(--color-bg-light);
}

section.bg-alt {
    background-color: var(--color-bg-alt);
}

/* Elite badge pill for section tags */
.section-tag {
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--color-gold-solid);
    display: inline-block;
    margin-bottom: 1.5rem;
    border: 1px solid rgba(201, 162, 39, 0.2);
    background: rgba(201, 162, 39, 0.03);
    padding: 0.4rem 1.25rem;
    border-radius: 50px;
    box-shadow: 0 2px 10px rgba(201, 162, 39, 0.02);
}

.section-title {
    font-family: var(--font-heading);
    font-size: 3.25rem;
    font-weight: 600;
    line-height: 1.15;
    margin-bottom: 1.75rem;
    letter-spacing: -0.02em;
    color: var(--color-text-dark);
}

.section-subtitle {
    color: var(--color-text-muted);
    font-size: 1.2rem;
    max-width: 750px;
    margin-bottom: 5.5rem;
    line-height: 1.75;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 1.1rem 2.5rem;
    font-family: var(--font-body);
    font-size: 0.9rem;
    font-weight: 600;
    border-radius: var(--border-radius-sm);
    text-decoration: none;
    cursor: pointer;
    transition: var(--transition-smooth);
    border: none;
    letter-spacing: 0.06em;
}

.btn-primary {
    background: var(--color-gold-gradient);
    color: var(--color-white);
    box-shadow: var(--gold-glow);
}

.btn-primary:hover {
    background: var(--color-gold-gradient-hover);
    transform: translateY(-3px);
    box-shadow: 0 12px 25px rgba(201, 162, 39, 0.35);
}

.btn-outline {
    background-color: transparent;
    color: var(--color-text-dark);
    border: 1.5px solid var(--color-navy);
}

.btn-outline:hover {
    background-color: var(--color-navy);
    color: var(--color-white);
    border-color: var(--color-navy);
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(15, 23, 42, 0.15);
}

/* --- HEADER & NAVIGATION --- */
header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    transition: var(--transition-smooth);
    border-bottom: 1px solid transparent;
}

header.scrolled {
    background-color: rgba(255, 255, 255, 0.94);
    backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--color-border);
    box-shadow: 0 10px 40px rgba(15, 23, 42, 0.02);
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 2rem 2.5rem;
    transition: var(--transition-smooth);
}

header.scrolled .nav-container {
    padding: 1.2rem 2.5rem;
}

.logo {
    display: flex;
    align-items: center;
    text-decoration: none;
}

.logo-text {
    font-family: var(--font-heading);
    font-size: 1.65rem;
    font-weight: 700;
    color: var(--color-white);
    letter-spacing: 0.04em;
    transition: var(--transition-smooth);
}

header.scrolled .logo-text {
    font-size: 1.5rem;
    color: var(--color-text-dark);
}

.logo-text span {
    color: var(--color-gold-solid);
}

.nav-menu {
    display: flex;
    align-items: center;
    list-style: none;
    gap: 30px;
}

.nav-link {
    color: rgba(255, 255, 255, 0.85);
    text-decoration: none;
    font-weight: 500;
    font-size: 0.95rem;
    transition: var(--transition-fast);
    position: relative;
}

header.scrolled .nav-link {
    color: var(--color-text-dark);
}

.nav-link:hover, .nav-link.active {
    color: var(--color-gold-solid);
    opacity: 1;
}

/* Subtle line indicator under nav link on hover */
.nav-link::after {
    content: '';
    position: absolute;
    bottom: -6px;
    left: 0;
    width: 100%;
    height: 1.5px;
    background-color: var(--color-gold-solid);
    transform: scaleX(0);
    transform-origin: right;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.nav-link:hover::after, .nav-link.active::after {
    transform: scaleX(1);
    transform-origin: left;
}

.mobile-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
}

.mobile-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background-color: var(--color-white);
    margin: 5px 0;
    transition: var(--transition-fast);
}

header.scrolled .mobile-toggle span {
    background-color: var(--color-text-dark);
}

/* --- HERO SECTION --- */
.hero {
    height: 100vh;
    min-height: 800px;
    display: flex;
    align-items: center;
    position: relative;
    padding: 0;
    overflow: hidden;
    border-bottom: none;
    background-color: var(--color-navy);
}

.hero-bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-image: linear-gradient(to right, rgba(15, 23, 42, 0.95) 30%, rgba(15, 23, 42, 0.4) 100%), url('assets/hero_background.png');
    background-size: cover;
    background-position: center;
    z-index: 1;
    transition: transform 15s ease;
}

.hero:hover .hero-bg {
    transform: scale(1.05);
}

.hero-content {
    position: relative;
    z-index: 2;
    max-width: 780px;
    padding-top: 5rem;
    color: var(--color-white);
}

.hero-title {
    font-family: var(--font-heading);
    font-size: 4.5rem;
    font-weight: 700;
    line-height: 1.12;
    margin-bottom: 2rem;
    letter-spacing: -0.02em;
    color: var(--color-white);
}

.hero-title span {
    background: var(--color-gold-gradient);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-block;
}

.hero-desc {
    color: rgba(248, 250, 252, 0.85);
    font-size: 1.25rem;
    line-height: 1.8;
    margin-bottom: 4rem;
    max-width: 660px;
    font-weight: 400;
}

.hero-actions {
    display: flex;
    gap: 1.5rem;
}

.hero-actions .btn-outline {
    color: var(--color-white);
    border-color: rgba(255, 255, 255, 0.3);
}

.hero-actions .btn-outline:hover {
    background-color: var(--color-white);
    color: var(--color-navy);
    border-color: var(--color-white);
}

/* --- TRUST BAR --- */
.trust-bar {
    background-color: var(--color-bg-light);
    border-bottom: 1px solid var(--color-border);
    padding: 7rem 0;
    text-align: center;
}

.trust-title {
    font-family: var(--font-heading);
    font-size: 1.85rem;
    font-weight: 500;
    color: var(--color-text-dark);
    margin-bottom: 4.5rem;
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2.5rem;
}

.trust-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 2.5rem 2rem;
    background-color: var(--color-bg-light);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    transition: var(--transition-smooth);
    position: relative;
    overflow: hidden;
}

.trust-item::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 3px;
    background: var(--color-gold-gradient);
    transform: scaleX(0);
    transform-origin: left;
    transition: var(--transition-smooth);
}

.trust-item:hover {
    transform: translateY(-6px);
    border-color: rgba(201, 162, 39, 0.2);
    box-shadow: var(--shadow-luxury);
}

.trust-item:hover::after {
    transform: scaleX(1);
}

.trust-icon {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background-color: var(--color-gold-light);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-gold-solid);
    font-size: 1.3rem;
    margin-bottom: 1.5rem;
    transition: var(--transition-smooth);
}

.trust-item:hover .trust-icon {
    background: var(--color-gold-gradient);
    color: var(--color-white);
    transform: scale(1.08);
}

.trust-item-title {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--color-text-dark);
    line-height: 1.4;
}

/* --- ABOUT SECTION --- */
.about {
    background-color: var(--color-bg-light);
}

.about-wrapper {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 7rem;
    align-items: center;
}

.about-content {
    max-width: 680px;
}

.about-title {
    font-family: var(--font-heading);
    font-size: 3.25rem;
    line-height: 1.15;
    margin-bottom: 2rem;
}

.about-description {
    color: var(--color-text-secondary);
    margin-bottom: 2.5rem;
    font-size: 1.15rem;
    line-height: 1.85;
}

.about-mission-box {
    margin-top: 3.5rem;
    background-color: var(--color-bg-alt);
    border-left: 4px solid var(--color-gold-solid);
    padding: 2.5rem;
    border-radius: 0 var(--border-radius-md) var(--border-radius-md) 0;
    border-top: 1px solid var(--color-border);
    border-right: 1px solid var(--color-border);
    border-bottom: 1px solid var(--color-border);
}

.about-mission-box h4 {
    font-size: 1.1rem;
    font-weight: 800;
    margin-bottom: 1.5rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--color-text-dark);
}

.about-mission-grid {
    display: flex;
    flex-direction: column;
    gap: 1.2rem;
}

.about-mission-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    font-weight: 700;
    font-size: 1.05rem;
    color: var(--color-text-dark);
}

.about-mission-bullet {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--color-gold-gradient);
    box-shadow: 0 0 8px rgba(201, 162, 39, 0.4);
}

.about-media {
    position: relative;
    border-radius: var(--border-radius-lg);
    overflow: hidden;
    aspect-ratio: 0.85 / 1;
    box-shadow: var(--shadow-luxury);
}

.about-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition-smooth);
}

.about-media:hover .about-image {
    transform: scale(1.05);
}

/* --- SERVICES SECTION --- */
.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.service-card {
    background-color: var(--color-bg-light);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 3.5rem 2.5rem;
    transition: var(--transition-smooth);
    box-shadow: var(--shadow-subtle);
    position: relative;
}

.service-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    height: 3px;
    background: var(--color-gold-gradient);
    transform: scaleX(0);
    transform-origin: right;
    transition: var(--transition-smooth);
}

.service-card:hover {
    transform: translateY(-8px);
    border-color: rgba(201, 162, 39, 0.2);
    box-shadow: var(--shadow-luxury);
}

.service-card:hover::after {
    transform: scaleX(1);
    transform-origin: left;
}

.service-icon {
    width: 56px;
    height: 56px;
    border-radius: var(--border-radius-sm);
    background-color: var(--color-bg-alt);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-gold-solid);
    font-size: 1.45rem;
    margin-bottom: 2.25rem;
    transition: var(--transition-smooth);
    border: 1px solid var(--color-border);
}

.service-card:hover .service-icon {
    background: var(--color-gold-gradient);
    color: var(--color-white);
    border-color: var(--color-gold-solid);
    transform: scale(1.05);
}

.service-title {
    font-size: 1.3rem;
    font-weight: 700;
    margin-bottom: 1.25rem;
    color: var(--color-text-dark);
}

.service-desc {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    line-height: 1.75;
}

/* --- WHY CHOOSE US SECTION --- */
.why-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 6rem;
    align-items: start; /* Crucial to let the left side stay sticky while right scrolls */
}

.why-info-col {
    position: sticky;
    top: 140px;
    align-self: start;
    height: auto;
}

.why-cards-col {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.why-card {
    background-color: var(--color-bg-light);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 2.5rem;
    display: flex;
    gap: 1.75rem;
    transition: var(--transition-smooth);
    box-shadow: var(--shadow-subtle);
}

.why-card:hover {
    transform: translateX(8px);
    border-color: rgba(201, 162, 39, 0.2);
    box-shadow: var(--shadow-luxury);
}

.why-num {
    font-family: var(--font-heading);
    font-size: 2.5rem;
    font-weight: 700;
    background: var(--color-gold-gradient);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    opacity: 0.3;
    line-height: 1;
    transition: var(--transition-smooth);
}

.why-card:hover .why-num {
    opacity: 1;
}

.why-card-title {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--color-text-dark);
    margin-bottom: 0.6rem;
}

.why-card-desc {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    line-height: 1.65;
}

/* --- SIMPLE PROCESS SECTION --- */
.process-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 3.5rem;
    position: relative;
}

.process-card {
    background-color: var(--color-bg-light);
    border-radius: var(--border-radius-md);
    padding: 4rem 3rem;
    text-align: center;
    position: relative;
    border: 1px solid var(--color-border);
    box-shadow: var(--shadow-subtle);
    transition: var(--transition-smooth);
}

.process-card:hover {
    border-color: rgba(201, 162, 39, 0.25);
    transform: translateY(-5px);
    box-shadow: var(--shadow-luxury);
}

.process-step {
    position: absolute;
    top: -24px;
    left: 50%;
    transform: translateX(-50%);
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: var(--color-gold-gradient);
    color: var(--color-white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 0.95rem;
    letter-spacing: 0.05em;
    border: 3px solid var(--color-bg-light);
    box-shadow: var(--gold-glow);
}

.process-title {
    font-size: 1.3rem;
    font-weight: 700;
    margin-top: 0.5rem;
    margin-bottom: 1.5rem;
    color: var(--color-text-dark);
}

.process-desc {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    line-height: 1.75;
}

/* --- WHO WE WORK WITH --- */
.who-work {
    background-color: var(--color-bg-light);
}

.who-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.25rem;
}

.who-card {
    background-color: var(--color-bg-light);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-lg);
    padding: 3.25rem 2.5rem;
    text-align: left;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    transition: var(--transition-smooth);
    box-shadow: var(--shadow-subtle);
    position: relative;
    overflow: hidden;
}

.who-card:hover {
    transform: translateY(-8px);
    border-color: var(--color-gold-solid);
    box-shadow: var(--gold-glow-subtle), 0 20px 45px rgba(15, 23, 42, 0.06);
}

.who-icon-wrapper {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 58px;
    height: 58px;
    border-radius: 14px;
    background: rgba(15, 23, 42, 0.03);
    color: var(--color-navy);
    margin-bottom: 2.25rem;
    transition: var(--transition-smooth);
    border: 1px solid rgba(15, 23, 42, 0.04);
}

.who-svg {
    width: 26px;
    height: 26px;
    stroke-width: 1.5;
    transition: var(--transition-smooth);
}

.who-card:hover .who-icon-wrapper {
    background: var(--color-gold-gradient);
    color: var(--color-white);
    border-color: transparent;
    box-shadow: 0 8px 22px rgba(201, 162, 39, 0.35);
}

.who-content {
    display: flex;
    flex-direction: column;
}

.who-title {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--color-text-dark);
    margin-bottom: 0.85rem;
    line-height: 1.45;
    transition: var(--transition-smooth);
}

.who-desc {
    font-size: 0.95rem;
    line-height: 1.7;
    color: var(--color-text-muted);
    font-weight: 400;
}

/* --- ROI CALCULATOR SECTION --- */
.calculator-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: stretch;
}

.calculator-card {
    background-color: var(--color-bg-alt);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-lg);
    padding: 4rem 3.5rem;
    box-shadow: var(--shadow-subtle);
}

.calc-control {
    margin-bottom: 2.75rem;
}

.calc-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.15rem;
}

.calc-label {
    font-weight: 700;
    font-size: 1.05rem;
    color: var(--color-text-dark);
}

.calc-value {
    font-weight: 800;
    font-size: 1.45rem;
    color: var(--color-gold-solid);
}

.slider-input {
    width: 100%;
    -webkit-appearance: none;
    height: 6px;
    border-radius: 3px;
    background: #cbd5e1;
    outline: none;
    transition: var(--transition-fast);
}

.slider-input::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--color-gold-gradient);
    cursor: pointer;
    transition: var(--transition-fast);
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.15);
    border: 2px solid var(--color-white);
}

.slider-input::-webkit-slider-thumb:hover {
    transform: scale(1.15);
    box-shadow: var(--gold-glow);
}

.calculator-results {
    background-color: var(--color-navy);
    color: var(--color-white);
    border-radius: var(--border-radius-lg);
    padding: 4.5rem 4rem;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: 0 25px 50px -12px rgba(15, 23, 42, 0.25);
}

.result-block {
    margin-bottom: 2.75rem;
}

.result-label {
    font-size: 0.85rem;
    color: #94a3b8;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: 0.75rem;
    font-weight: 700;
}

.result-value {
    font-family: var(--font-body);
    font-size: 3.5rem;
    font-weight: 800;
    color: var(--color-white);
    line-height: 1.1;
}

.result-value.highlight {
    background: var(--color-gold-gradient);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-block;
}

.result-description {
    color: rgba(248, 250, 252, 0.8);
    font-size: 0.95rem;
    line-height: 1.65;
}

.calculator-results .result-description {
    color: #94a3b8;
}

/* --- TESTIMONIALS SECTION --- */
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.testimonial-card {
    background-color: var(--color-bg-light);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 3.5rem 2.5rem;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    position: relative;
    box-shadow: var(--shadow-subtle);
    transition: var(--transition-smooth);
}

.testimonial-card:hover {
    border-color: rgba(201, 162, 39, 0.2);
    transform: translateY(-5px);
    box-shadow: var(--shadow-luxury);
}

.testimonial-quote {
    color: var(--color-text-dark);
    font-size: 1.1rem;
    font-style: italic;
    line-height: 1.8;
    margin-bottom: 2.5rem;
    position: relative;
    z-index: 2;
}

.testimonial-quote::before {
    content: '“';
    position: absolute;
    top: -24px;
    left: -15px;
    font-size: 4.5rem;
    color: rgba(201, 162, 39, 0.15);
    font-family: var(--font-heading);
    z-index: 1;
}

.testimonial-author {
    border-top: 1px solid var(--color-border);
    padding-top: 1.5rem;
}

.testimonial-name {
    font-weight: 700;
    color: var(--color-text-dark);
    font-size: 1.1rem;
}

.testimonial-role {
    color: var(--color-gold-solid);
    font-size: 0.85rem;
    text-transform: uppercase;
    font-weight: 700;
    letter-spacing: 0.08em;
}

/* --- FAQS SECTION --- */
.faq-list {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.faq-item {
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-sm);
    background-color: var(--color-bg-light);
    overflow: hidden;
    transition: var(--transition-smooth);
    box-shadow: var(--shadow-subtle);
}

.faq-item:hover {
    border-color: rgba(201, 162, 39, 0.3);
    transform: translateY(-2px);
    box-shadow: var(--shadow-luxury);
}

.faq-header {
    padding: 1.75rem 2.5rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    user-select: none;
    transition: var(--transition-fast);
}

.faq-header:hover {
    background-color: var(--color-bg-alt);
}

.faq-question {
    font-weight: 700;
    font-size: 1.15rem;
    color: var(--color-text-dark);
}

.faq-icon {
    font-size: 1.4rem;
    font-weight: 500;
    color: var(--color-gold-solid);
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.faq-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.45s cubic-bezier(0.16, 1, 0.3, 1);
    background-color: var(--color-bg-alt);
}

.faq-answer {
    padding: 0 2.5rem 2rem 2.5rem;
    color: var(--color-text-secondary);
    font-size: 0.975rem;
    line-height: 1.8;
}

.faq-item.active {
    border-color: var(--color-gold-solid);
    box-shadow: var(--gold-glow-subtle);
    transform: translateY(0);
}

.faq-item.active .faq-header {
    background-color: var(--color-bg-light);
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
    color: var(--color-primary-hover);
}

/* --- CONTACT SECTION WITH FORM --- */
.contact-wrapper {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    gap: 6rem;
}

.contact-info {
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 2.5rem;
    margin-top: 2rem;
    margin-bottom: 4rem;
}

.contact-item {
    display: flex;
    align-items: flex-start;
    gap: 1.5rem;
}

.contact-icon {
    width: 48px;
    height: 48px;
    border-radius: var(--border-radius-sm);
    background-color: var(--color-bg-alt);
    border: 1px solid var(--color-border);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-gold-solid);
    font-size: 1.25rem;
}

.contact-text h6 {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--color-text-dark);
    margin-bottom: 0.35rem;
}

.contact-text p {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    line-height: 1.6;
}

.social-links {
    display: flex;
    gap: 1rem;
}

.social-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background-color: var(--color-bg-alt);
    border: 1px solid var(--color-border);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-text-muted);
    text-decoration: none;
    font-size: 1.15rem;
    transition: var(--transition-fast);
}

.social-icon:hover {
    color: var(--color-white);
    background: var(--color-gold-gradient);
    border-color: var(--color-gold-solid);
    transform: translateY(-3px);
    box-shadow: var(--gold-glow-subtle);
}

/* Contact Form Card */
.contact-form-card {
    background-color: var(--color-bg-alt);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-lg);
    padding: 4.5rem 4rem;
    box-shadow: var(--shadow-subtle);
}

.form-group {
    margin-bottom: 2.25rem;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
}

.form-label {
    display: block;
    font-size: 0.875rem;
    font-weight: 700;
    margin-bottom: 0.75rem;
    color: var(--color-text-dark);
}

.form-control {
    width: 100%;
    background-color: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-sm);
    padding: 1.05rem 1.35rem;
    color: var(--color-text-dark);
    font-family: var(--font-body);
    font-size: 0.95rem;
    transition: var(--transition-fast);
    outline: none;
}

.form-control:focus {
    border-color: var(--color-gold-solid);
    box-shadow: 0 0 0 3px rgba(201, 162, 39, 0.15);
}

select.form-control {
    cursor: pointer;
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='hsl(214, 15%2C 72%)' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 1.25rem center;
    background-size: 1.1em;
    padding-right: 3rem;
}

.submit-btn {
    width: 100%;
    padding: 1.2rem;
    font-size: 1rem;
    justify-content: center;
}

/* Toast Notifications */
.toast-container {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    z-index: 99999999;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.toast {
    display: flex;
    align-items: center;
    gap: 1.25rem;
    background-color: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-sm);
    padding: 1.25rem 1.75rem;
    box-shadow: 0 10px 40px rgba(15, 23, 42, 0.05);
    transform: translateY(100px);
    opacity: 0;
    transition: all 0.5s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    max-width: 420px;
}

.toast.show {
    transform: translateY(0);
    opacity: 1;
}

.toast-icon {
    font-size: 1.5rem;
    flex-shrink: 0;
}

.toast-success {
    border-left: 4px solid #10b981;
}

.toast-success .toast-icon {
    color: #10b981;
}

.toast-error {
    border-left: 4px solid #ef4444;
}

.toast-error .toast-icon {
    color: #ef4444;
}

.toast-content h5 {
    font-size: 0.95rem;
    font-weight: 700;
    margin-bottom: 0.2rem;
    color: var(--color-text-dark);
}

.toast-content p {
    color: var(--color-text-muted);
    font-size: 0.85rem;
    line-height: 1.4;
}

/* --- FOOTER --- */
footer {
    background-color: var(--color-navy);
    color: rgba(248, 250, 252, 0.85);
    padding: 7rem 0 3.5rem 0;
    border-top: 1px solid rgba(255, 255, 255, 0.05);
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.6fr 0.9fr 0.9fr 1.2fr;
    gap: 4rem;
    margin-bottom: 5.5rem;
}

.footer-col h4 {
    font-family: var(--font-heading);
    font-size: 1.15rem;
    font-weight: 600;
    margin-bottom: 1.75rem;
    color: var(--color-white);
    letter-spacing: 0.02em;
}

.footer-about p {
    color: rgba(248, 250, 252, 0.75);
    margin-bottom: 2rem;
    font-size: 0.95rem;
    max-width: 320px;
    line-height: 1.75;
}

.footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 1.1rem;
}

.footer-link a {
    color: rgba(248, 250, 252, 0.7);
    text-decoration: none;
    font-size: 0.95rem;
    transition: var(--transition-fast);
}

.footer-link a:hover {
    color: var(--color-gold-solid);
    padding-left: 5px;
}

.footer-contact-details {
    display: flex;
    flex-direction: column;
    gap: 1.35rem;
    font-size: 0.9rem;
    color: rgba(248, 250, 252, 0.7);
}

.footer-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
}

.footer-contact-item svg {
    color: var(--color-gold-solid);
    margin-top: 0.2rem;
}

.footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 3rem;
    color: rgba(248, 250, 252, 0.5);
    font-size: 0.85rem;
}

.back-to-top {
    width: 44px;
    height: 44px;
    border-radius: var(--border-radius-sm);
    background-color: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(248, 250, 252, 0.7);
    text-decoration: none;
    transition: var(--transition-fast);
}

.back-to-top:hover {
    color: var(--color-navy);
    background: var(--color-gold-gradient);
    border-color: var(--color-gold-solid);
    transform: translateY(-4px);
    box-shadow: var(--gold-glow-subtle);
}

/* --- SCROLL REVEAL ANIMATIONS --- */
.reveal {
    opacity: 0;
    transform: translateY(45px);
    transition: opacity 1.2s cubic-bezier(0.16, 1, 0.3, 1), transform 1.2s cubic-bezier(0.16, 1, 0.3, 1);
    will-change: transform, opacity;
}

.reveal.revealed {
    opacity: 1;
    transform: translateY(0);
}

/* Staggered delay helper classes */
.delay-1 { transition-delay: 0.1s; }
.delay-2 { transition-delay: 0.2s; }
.delay-3 { transition-delay: 0.3s; }
.delay-4 { transition-delay: 0.4s; }
.delay-5 { transition-delay: 0.5s; }
.delay-6 { transition-delay: 0.6s; }

/* --- RESPONSIVE MEDIA QUERIES --- */
@media (max-width: 1200px) {
    .nav-menu {
        display: flex;
        align-items: center;
        list-style: none;
        gap: 20px;
    }
}

@media (max-width: 1100px) {
    html {
        font-size: 15px;
    }
    
    .container {
        padding: 0 1.5rem;
    }
    
    .nav-container {
        padding: 1.5rem 1.5rem;
    }
    
    header.scrolled .nav-container {
        padding: 1rem 1.5rem;
    }
    
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .why-wrapper {
        grid-template-columns: 1fr;
        gap: 4rem;
    }
    
    .why-info-col {
        position: static; /* Disable sticky scroll on tablets & mobile screens */
    }
    
    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 3.5rem;
    }
    
    .who-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.75rem;
    }
}

@media (max-width: 992px) {
    .mobile-toggle {
        display: block;
        z-index: 1100;
    }
    
    .nav-menu {
        position: fixed;
        top: 0;
        right: 0;
        width: 75%;
        max-width: 320px;
        height: 100vh;
        background-color: var(--color-white);
        border-left: 1px solid var(--color-border);
        flex-direction: column;
        justify-content: center;
        gap: 2.5rem;
        padding: 3rem;
        transform: translateX(100%);
        transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
        box-shadow: -20px 0 40px rgba(0, 0, 0, 0.05);
    }
    
    .nav-menu.active {
        transform: translateX(0);
    }
    
    .mobile-toggle.active span:nth-child(1) {
        transform: translateY(7px) rotate(45deg);
    }
    
    .mobile-toggle.active span:nth-child(2) {
        opacity: 0;
    }
    
    .mobile-toggle.active span:nth-child(3) {
        transform: translateY(-7px) rotate(-45deg);
    }
}

@media (max-width: 900px) {
    section {
        padding: 7rem 0;
    }
    
    .about-wrapper {
        grid-template-columns: 1fr;
        gap: 4rem;
    }
    
    .about-media {
        aspect-ratio: 16 / 10;
        max-width: 600px;
        margin: 0 auto;
    }
    
    .calculator-wrapper {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .contact-wrapper {
        grid-template-columns: 1fr;
        gap: 4rem;
    }
}

@media (max-width: 768px) {
    .container {
        padding: 0 1.25rem;
    }
    
    .nav-container {
        padding: 1.25rem 1.25rem;
    }
    
    header.scrolled .nav-container {
        padding: 0.85rem 1.25rem;
    }
    
    .logo-text {
        font-size: 1.35rem;
    }
    
    header.scrolled .logo-text {
        font-size: 1.25rem;
    }

    .hero-title {
        font-size: 3.25rem;
    }
    
    .hero-desc {
        font-size: 1.1rem;
    }
    
    .hero-actions {
        flex-direction: column;
        gap: 1rem;
    }
    
    .hero-actions .btn {
        width: 100%;
    }
    
    .trust-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .process-grid {
        grid-template-columns: 1fr;
        gap: 4rem;
    }
    
    .who-grid {
        grid-template-columns: 1fr;
        gap: 1.25rem;
    }
    
    .form-row {
        grid-template-columns: 1fr;
        gap: 0;
    }
}

@media (max-width: 550px) {
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .trust-grid {
        grid-template-columns: 1fr;
    }
    
    .calculator-card, .calculator-results, .contact-form-card {
        padding: 2.5rem 1.75rem;
    }
    
    .result-value {
        font-size: 2.5rem;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
    }
    
    .footer-bottom {
        flex-direction: column-reverse;
        gap: 1.5rem;
        text-align: center;
    }
}

/* --- PERSISTENT FLOATING CONTACT WIDGET --- */
.floating-contact-widget {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    z-index: 2000;
    display: flex;
    flex-direction: column;
    align-items: flex-end;
}

/* Floating Buttons Dock */
.floating-buttons-dock {
    display: flex;
    flex-direction: column;
    gap: 0.85rem;
}

.floating-btn {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    border: none;
    cursor: pointer;
    box-shadow: 0 10px 25px rgba(15, 23, 42, 0.18);
    transition: cubic-bezier(0.16, 1, 0.3, 1) 0.4s;
    position: relative;
    color: var(--color-white);
    text-decoration: none;
    outline: none;
}

.floating-btn.call-btn {
    background: var(--color-gold-gradient);
}

.floating-btn.inquire-btn {
    background: var(--color-navy);
    border: 1px solid rgba(255, 255, 255, 0.08);
}

.floating-btn:hover {
    transform: scale(1.08) translateY(-4px);
}

.floating-btn.call-btn:hover {
    box-shadow: 0 10px 30px rgba(201, 162, 39, 0.4);
}

.floating-btn.inquire-btn:hover {
    background: var(--color-navy-light);
    box-shadow: 0 10px 30px rgba(15, 23, 42, 0.3);
}

/* Floating Label on Hover */
.floating-label {
    position: absolute;
    right: 72px;
    top: 50%;
    transform: translateY(-50%) translateX(10px);
    background-color: var(--color-navy);
    color: var(--color-white);
    padding: 0.6rem 1.15rem;
    border-radius: 8px;
    font-size: 0.85rem;
    font-weight: 700;
    white-space: nowrap;
    opacity: 0;
    pointer-events: none;
    transition: cubic-bezier(0.16, 1, 0.3, 1) 0.4s;
    box-shadow: 0 5px 15px rgba(15, 23, 42, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.06);
}

.floating-btn:hover .floating-label {
    opacity: 1;
    transform: translateY(-50%) translateX(0);
}

/* Quick Inquiry Slide-out Panel */
.quick-inquiry-panel {
    position: absolute;
    bottom: 80px;
    right: 0;
    width: 360px;
    background: rgba(255, 255, 255, 0.9);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: var(--border-radius-lg);
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.15);
    padding: 2rem 1.75rem;
    display: none;
    opacity: 0;
    transform: translateY(20px) scale(0.95);
    transition: cubic-bezier(0.16, 1, 0.3, 1) 0.5s;
    z-index: 2001;
}

.quick-inquiry-panel.active {
    display: block;
    opacity: 1;
    transform: translateY(0) scale(1);
}

/* Header inside Panel */
.quick-panel-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.5rem;
    border-bottom: 1px solid rgba(15, 23, 42, 0.06);
    padding-bottom: 0.75rem;
}

.quick-panel-title {
    font-family: inherit;
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--color-navy);
    letter-spacing: -0.02em;
}

.quick-panel-close {
    background: none;
    border: none;
    color: var(--color-text-muted);
    font-size: 1.75rem;
    cursor: pointer;
    line-height: 1;
    transition: var(--transition-fast);
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 28px;
    height: 28px;
    border-radius: 50%;
}

.quick-panel-close:hover {
    color: var(--color-navy);
    background-color: rgba(15, 23, 42, 0.05);
}

/* Form layouts in Quick Panel */
.quick-inquiry-panel .form-group {
    margin-bottom: 1rem;
}

.quick-inquiry-panel .form-label {
    display: block;
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--color-text-dark);
    margin-bottom: 0.4rem;
}

.quick-inquiry-panel .form-control {
    width: 100%;
    background-color: rgba(255, 255, 255, 0.8);
    border: 1px solid var(--color-border);
    border-radius: 8px;
    padding: 0.7rem 0.9rem;
    font-size: 0.875rem;
    font-family: inherit;
    color: var(--color-text-dark);
    transition: var(--transition-fast);
}

.quick-inquiry-panel .form-control:focus {
    outline: none;
    border-color: var(--color-gold-solid);
    background-color: var(--color-white);
    box-shadow: 0 0 0 3px rgba(201, 162, 39, 0.12);
}

.quick-inquiry-panel textarea.form-control {
    resize: none;
}

.quick-submit-btn {
    width: 100%;
    padding: 0.85rem;
    font-size: 0.9rem;
    font-weight: 700;
    border-radius: 8px;
    margin-top: 0.5rem;
    box-shadow: 0 5px 15px rgba(201, 162, 39, 0.2);
}

/* Mobile Responsiveness for Dock */
.quick-panel-backdrop {
    position: fixed;
    top: 0;
    left: 0;
    width: 100vw;
    height: 100vh;
    background: rgba(15, 23, 42, 0.45);
    backdrop-filter: blur(4px);
    -webkit-backdrop-filter: blur(4px);
    z-index: 1999;
    display: none;
    opacity: 0;
    transition: opacity 0.4s ease;
}

.quick-panel-backdrop.active {
    display: block;
    opacity: 1;
}

.bottom-sheet-grab-bar {
    display: none;
    width: 40px;
    height: 5px;
    background-color: var(--color-border);
    border-radius: 3px;
    margin: 0 auto 1.5rem auto;
}

@media (max-width: 768px) {
    .floating-contact-widget {
        bottom: 1.5rem;
        right: 1.5rem;
    }
    
    .floating-btn {
        width: 48px;
        height: 48px;
    }
    
    .quick-inquiry-panel {
        width: 320px;
        bottom: 70px;
        padding: 1.5rem 1.25rem;
    }
    
    .floating-label {
        display: none;
    }
}

@media (max-width: 576px) {
    .quick-inquiry-panel {
        position: fixed;
        bottom: 0;
        left: 0;
        right: 0;
        width: 100% !important;
        max-width: 100%;
        border-radius: 24px 24px 0 0;
        transform: translateY(100%);
        padding: 2.25rem 1.5rem 2.5rem 1.5rem;
        box-shadow: 0 -10px 40px rgba(15, 23, 42, 0.15);
        background: var(--color-white);
        margin: 0;
        z-index: 2001;
        display: block;
        opacity: 1;
        transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
    }
    
    .quick-inquiry-panel.active {
        transform: translateY(0);
    }
    
    .bottom-sheet-grab-bar {
        display: block;
    }
}